Area of law
Compulsory Third Party
HBA provides CTP legal defence to licensed insurers and scheme agents in Western Australia, Victoria, Queensland and New South Wales. We combine deep technical knowledge with practical claims experience, delivering effective solutions for both high-volume and complex disputes.
Our dedicated team has earned a leading reputation for providing effective claims management solutions. The senior members of our team bring decades of specialist CTP expertise; several listed in the highly respected Doyle’s Guide for this area of law.
We consistently manage large claims portfolios, both litigated matters and unlitigated. Our team specialises in major and catastrophic claims, complex medical and liability issues, fraudulent claims, and intricate disputes over damages.
We manage 100+ new CTP files each year. The overwhelming majority (99.75%) settle without trial
We proactively manage and resolve a wide range of claims, while ensuring compliance with local legislation and regulatory frameworks, including:
- Pure nervous shock
- Dependency and fatal accident claims
- Managing claim harvesting
- Claims from a diverse range of claimants including overseas residents; claimants who have been involved in multiple accidents; multiple claims from one accident; claims arising out of remote communities; claims for FIFO workers; self-represented claimants; and biologically related claimants.
- Claims involving complex medical issues including claimants with relevant co-morbidities, pre-existing and subsequent medical conditions which necessarily involves consideration of the causation of the individual claimant’s presenting medical complaints and injuries
- Advice regarding the contribution of an accident to the aged care requirements of elderly claimants
- Claims involving motor vehicle accidents in the course of employment, with involvement of workers’ compensation insurers
- Experience in assessment of complex claims for economic loss, including for self-employed claimants
- Advice and representation where rights of recovery exist including joint and several right of recovery
- Liability and contributory negligence issues including learner drivers, unregistered and unidentified drivers, intoxicated claimants, deliberate acts and accidents occurring in the course of criminal activity
- Dealing with non-co-operative insureds and incarcerated insureds and claimants
- Proceedings issued outside the relevant limitation period
Beyond litigation ...
HBA can assist clients in developing and implementing claims management systems, conducting strategic audits, and reviewing risk assessments and reserves. We are known for delivering tailored training for claims personnel and producing comprehensive guides and manuals for liability assessment and claims handling.
